Insurance solutions as unique as your family.
Medicare can be complex, but it doesn’t have to be stressful. We’re here to help!
At Platinum Benefit Advisors, we provide unbiased guidance and have extensive experience in helping individuals with Medicare transitions. Our unwavering commitment to your well-being is underscored by our track record of assisting over 4,000 individuals in transitioning to Medicare, a testament to our unmatched expertise in navigating the intricacies of healthcare insurance.
We hold an A+ rating with the Better Business Bureau, showcasing our commitment to transparency and reliability. Our ethical standards are top-notch, and we don't charge extra fees for our services. We offer year-round, local support, and we're licensed with major insurance carriers. We also assist with State, Federal, and private assistance programs to ensure you receive all eligible benefits.
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The three months before your birthday month, the month of your birthday and the three months following your birthday month.
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October 15 through December 7 of each calendar year with an effective date of January 1.
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These are situations that create a special enrollment election throughout the year.
Individual Health Insurance
Our independent insurance agents are licensed and certified to represent a wide range of insurance companies, ensuring you have access to the best coverage options available.
Annual Election Period (AEP)
The Annual Election Period runs from November 1 through December 15, with coverage starting on January 1. During this period, we can help you explore and choose the best health insurance plans to meet your needs.
Special Enrollment Periods (SEP)
Certain life events may qualify you for a Special Enrollment Period, allowing you to enroll in health insurance outside of the standard enrollment times. These events include changes such as marriage, birth of a child, or loss of other coverage. We are here to guide you through these special circumstances and ensure you have the coverage you need, whenever you need it.
Life Insurance
Life is unpredictable, but with Platinum Benefit Advisors, you can plan ahead. Our comprehensive life insurance policies provide financial security for your family, covering everything from daily expenses to long-term goals. Invest in their future with confidence.
FAQs
How much does it cost to work with you?
There is no cost to work with us! Our services are completely free. As licensed and certified insurance agents, we are compensated by the insurance companies we represent, so you can receive expert advice and assistance at no charge to you.
When can I enroll in Medicare?
You can first enroll in Medicare during your Initial Enrollment Period, which begins three months before you turn 65, includes your birthday month, and ends three months after you turn 65. There are also Special Enrollment Periods for certain life events and the Annual Enrollment Period from October 15 to December 7.
How do I choose the right health insurance plan?
Consider your health care needs, budget, preferred doctors and hospitals, and prescription medications. Our agents can help you compare plans and find the best fit for you.
What if I need help understanding my insurance options?
Our licensed and certified agents are here to assist you with all your health insurance questions and needs, ensuring you make an informed decision about your coverage.